FAQ's
For Home buyers:
1. How do I know if I’m ready to buy a home?
If you're tired of renting, have steady income, manageable debt, and some savings for a down payment and closing costs—you might be ready. I’ll help you break it all down so you know exactly where you stand.
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2. How much do I need for a down payment?
In Northern Kentucky, many first-time buyers use programs with as little as 3%–5% down, and some loans (like VA or USDA) require zero down. I’ll help connect you with local lenders who can explain your options.
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3. What’s the first step in the home buying process?
Get pre-approved for a mortgage. This shows sellers you’re serious and helps you shop within your budget. Need help getting pre-approved? I’ve got trusted lender partners who make it simple.
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4. How long does it take to buy a home?
Typically, 30–45 days from contract to closing. But depending on your situation and market conditions, it could move faster.
5. Can I buy a home and still keep my monthly payments affordable?
Absolutely. I focus on helping buyers find affordable homes in the Northern Kentucky area that fit their budget without sacrificing quality.
For Home Sellers:
6. How much is my home worth?
That depends on current market conditions, recent sales nearby, and your home’s condition. I offer a free, no-pressure home valuation to give you an accurate idea.
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7. How long does it take to sell a home in Northern Kentucky?
On average, homes priced correctly are selling in 30 days or less, especially in high-demand areas like Florence and Alexandria.
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8. Do I need to make repairs before selling?
Not always. I’ll walk through your home and let you know which small updates (if any) could boost your value—and which ones to skip.
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9. What are the costs of selling a home?
Typical costs include agent commissions, closing costs, and any repairs negotiated during the process. I’ll explain these up front so there are no surprises.
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10. Should I sell my home before buying a new one?
That depends on your financial situation. I can help you explore both options—selling first, buying with a contingency, or even buying before selling—based on your goals.
Have More Questions?
I'm always happy to talk, even if you're just starting to think about buying or selling.
Call or text me at 859-307-5662 or DM me anytime